Product Rates

as at 21 Nov 2008 Time: 08:10:02 AM

Moi Account Rates:  0.2500% p.a.

OCBC Prime Lending Rates

• Prime Lending Rates:  5.0000% p.a.

Passbook Savings / Young Savers Account Rates

Amount Rate (% p.a.) First $10000 0.2500 From $10001 to $50000 0.2700 From $50001 to $250000 0.3800 Above $250000 0.4800

Basic Banking Account Rates

Amount Rate (% p.a.) First $10000 0.2500 From $10001 to $50000 0.2700 From $50001 to $250000 0.3800 Above $250000 0.4800

Statement Savings (Without Debit Card) Rates

Amount Rate (% p.a.) First $10000 0.2500 From $10001 to $50000 0.2700 From $50001 to $250000 0.3800 Above $250000 0.4800

Statement Savings (With Debit Card) Rates

Amount Rate (% p.a.) First $10000 0.2500 From $10001 to $50000 0.3500 From $50001 to $250000 0.4000 Above $250000 0.6500

Seniorate Deposits Rates

Amount Rate (% p.a.) First $10000 0.2500 From $10001 to $999999 0.5750 Above $999999 0.2500

Time Deposit

Rate (% p.a.) $5,000 - $20,000 1 mth 0.3250 2 - 5 mths 0.4250 6 - 9 mths 0.5750 10 - 11 mths 0.7000 12 mth 0.8250 18/24/36 mths 0.9250 >$20,000 - $50,000 1 mth 0.3250 2 - 5 mths 0.4250 6 - 9 mths 0.5750 10 - 11 mths 0.7000 12 mth 0.8250 18/24/36 mths 0.9250 Please note that the current CPF interest rates for Ordinary Account is 2.5% per annum and Special Account is 4.0% per annum. With effect from 4 June 2007, new CPF Time Deposit placements will not be accepted. Esteem Time Deposits will earn 0.125% p.a. more than Time Deposits for amount $5,000 - $50,000.

Rate (% p.a.) >$50,000 - $99,999 1 mth 0.3250 2 mth 0.4000 3 - 5 mths 0.4250 6 mth 0.6000 7 - 8 mths 0.7000 9 - 11 mths 0.8000 12/18 mths 0.9250 24/36 mths 1.0000 $100,000 - $249,999 1 mth 0.3250 2 mth 0.4000 3 - 5 mths 0.4250 6 mth 0.6000 7 - 8 mths 0.7000 9 - 11 mths 0.8000 12/18 mths 0.9250 24/36 mths 1.0000 $250,000 - $499,999 1 mth 0.3250 2 mth 0.4000 3 - 5 mths 0.4250 6 mth 0.6000 7 - 8 mths 0.7000 9 - 11 mths 0.8000 12/18 mths 0.9250 24/36 mths 1.0000 $500,000 - $999,999 1 mth 0.3250 2 mth 0.4000 3 - 5 mths 0.4250 6 mth 0.6000 7 - 8 mths 0.7000 9 - 11 mths 0.8000 12/18 mths 0.9250 24/36 mths 1.0000 For deposits of more than S$1,000,000, you may call our Customer Service Officers at 1800 438 3333 or approach any one of our branches for the interest rates.

EasiCredit Rates

Debit balances Rate (% p.a.)   16.8000(before 1 September 2006)   17.8000 (effective from 1 September 2006 onwards)

EasiSave Account (Without Debit Card) Rates

Amount Rate (% p.a.) First $10000 0.3000 From $10001 to $50000 0.5000 From $50001 to $150000 0.5500 From $150001 to $1000000 0.6500 Above $1000000 0.8000

EasiSave Account (With Debit Card) Rates

Amount Rate (% p.a.) First $10000 0.4000 From $10001 to $50000 0.6000 From $50001 to $150000 0.6500 From $150001 to $1000000 0.7500 Above $1000000 1.0000

MoneyMax Rates

Amount Rate (% p.a.) First $10000 0.3000 From $10001 to $50000 0.5000 From $50001 to $150000 0.5500 From $150001 to $1000000 0.6500 Above $1000000 0.8000

All rates are for information only and are subject to change without prior notice.

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